Saturday, January 10, 2009

Times are tough

I will admit that I have my fair share of debit, and the like. But as I was driving around town yesterday, I saw something that horrified me. There are a million Title loan places where I live, and one of them had this message on their marquee:

"Consolidate your Title and Payday Loans with Us!"

Sweet Jebus! I stress about the amount of credit card debt I have. My APRs are pretty low, and I pay more than the minimum amount, on-time each month. But I cannot imagine having a Title Loan or a Payday Loan. I am sure they aren't quite as bad as the stigma that I have attached to them. (insert image of thug breaking knee caps here), but I cannot FATHOM having to CONSOLODATE a number of them to make my situation better.

I would definately have to stop sniffing glue, if I had to do that.

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